Posts Tagged ‘Prepaid debit card’

Ryanair’s spot of Italian bother

Monday, January 4th, 2010

A story rumbling around in the background of the festive season has been Ryanair’s row with the Italian government over ID requirements on its Italian domestic services. The airline is threatening to stop domestic flights in Italy from 23rd January amid a dispute with the country’s authorities over new rules on ID documents that passengers must show before boarding. Last month, Italy’s civil aviation authority ordered all airlines to accept driving licences, government badges and hunting licences amongst other documents to identify passengers at boarding gates for domestic flights. Ryanair responded that the documents on the government list were less secure and threatened flight security. Ryanair says that because it operates a near 100% online check-in system, passengers are asked at booking time to show their passport or identity card before boarding. BusinessWeek has the full story.

So what is going on here? It would be entirely true to form if a substantial part of the Italian civil aviation authority’s motivation is to defend the position of Italy’s own airlines – all of whom would happily accept your DVD rental card as valid ID. But what of Ryanair’s selflessness? Some might say that its stringent ID requirements, required by the airline wherever it operates, have actually quite a lot to do with stopping individuals reselling surplus tickets through auction sites, and companies bulk-buying cheap tickets months in advance on routes frequently flown by their employees.

Whatever the motivation it could get nasty. Both sides in the Italian row seem to be digging in, and Ryanair’s Italian network is fairly substantial.

In other Ryanair news it was amusing to see the UK’s OFT chief slamming the airline’s fees for online card payments as “puerile”. If the OFT honcho fully appreciated the attractions of the prepaid debit card that Ryanair will accept without fee, he might have been a little more charitable.

Caxton FX prepaid card rated best

Saturday, December 5th, 2009

Today’s Guardian agrees with our editor and rates Caxton FX’s prepaid debit card the best of the bunch:

“The best we could find was the Caxton FX Global Card, which has no application fee or monthly charge. It’s also free to load money on to the card. The only cost is a flat £1.50 every time you use it in the UK. So if you spend £60 on two Ryanair flights, the cost will be just £1.50.”

Our previous post is here. If you are a UK resident, you can apply for one here.

Avoid Ryanair’s booking fees after 1st January

Wednesday, December 2nd, 2009

Our favourite card just got even better.

Keen readers of Inside Traveller will already be aware of our editor David Stone’s enthusiasm for the Caxton FX Mastercard prepaid debit card. As bank charges  increase for both purchases and cash withdrawals made using cards abroad, Caxton FX’s currency cards continue to offer better value than their competitors.

Developments in the payment card industry are about to make the card even more advantageous. From 1st January 2010 when Ryanair introduces charges for Visa Electron card users, the only flyers able to avoid the administration charges of £5/€5 per traveller will be those using a Mastercard prepaid debit card.

Caxton is a large UK-based foreign-exchange company that gives much better rates for converting sterling to euros or dollars than you can obtain elsewhere. You simply apply for a card, load it up more or less instantly via the Internet by converting pounds into dollars or euros and then you use it just as you would any other Mastercard. You can withdraw cash from ATMs at no charge, and also use it to pay bills in the currency of the card. You load your card at the best possible rate (always better than rates obtainable from other exchange organisations) and spend it without any further charge. Three flavours are available – the Euro Card, US Dollar Card and Global Traveller, to match your travelling needs.

One of our readers inadvertently discovered just how competitive Caxton cards are when he was in Paris and, by mistake, used his Caxton Dollar card to withdraw euros from a machine. This is definitely not how to use the cards, because you end up paying to convert into dollars and then from dollars to euros – plus, if you use the card in a different currency, an exchange fee is levied. While he was annoyed at his mistake, he later discovered the whole process had cost slightly less than all the extras Barclays added to a similar transaction on his sterling Visa debit card!

And now the added bonus of being able to avoid booking fees at Ryanair and other airlines makes the Caxton FX card even better value.

Follow this link if you would like to apply for a card.